A great deal of attention is being paid to the cost and options available to insure workers for health, dental and other medical coverage throughout the country, and for good reason.
In the property and casualty markets their is a cycle of pricing that ranges from "hard" or higher prices to "soft" or lower prices for coverage.
The market cycle in property and casualty insurance tends to look like a an economic chart with a rising and lowering line tracked by months and years.